Original answer
{
"version": 1,
"job_id": 1580,
"chain_id": 97,
"contracts": {
"commerce": "0xa206c0517B6371C6638CD9e4a42Cc9f02A33B0DE",
"router": "0xD7d36D66d2F1B608A0F943f722D27e3744f66F25",
"policy": "0xd6a4217588F6B1F5657a92A3e94E6422aD771cEA"
},
"response": {
"content": "{\"agent\": {\"name\": \"Halong Yield\", \"category\": \"yield\", \"erc8004\": \"eip155:97:0x8004A818BFB912233c491871b3d84c89A494BD9e/2647\"}, \"brief\": {\"task\": \"Analyse the available BNB Chain yield opportunities. Report net yield, fees, liquidity, lockups and protocol risk. State every assumption and data source. Do not execute transactions.\", \"asset\": null, \"amount\": 1000.0, \"amount_stated\": false, \"horizon_days\": 365, \"risk_tolerance\": \"medium\", \"needs_instant_liquidity\": false, \"wallet\": null, \"read_by\": \"rules\"}, \"answer\": \"Supply 1,000 USDC on Venus: 4.09% APY (4.09% risk-adjusted, grade A), ahead of Aave V3 at 3.23%, about 40.94 USDC over 365 days at today's rate.\", \"analyst_note\": {\"headline\": \"Best risk-adjusted home: Venus USDC.\", \"note\": \"Compared 13 stablecoin markets on Venus and Aave V3; 8 pass a medium-risk filter for this amount. Venus USDC ranks first on risk-adjusted APY (4.09%), with 82.5% utilization and 6,754,905 USDC withdrawable today.\", \"watch\": [\"Supply APYs move with borrow demand every block.\", \"Utilization above 85% would start to slow withdrawals (now 82.5%).\"], \"by\": \"template\"}, \"recommendation\": {\"protocol\": \"Venus\", \"market\": \"0xecA88125a5ADbe82614ffC12D0DB554E2e2867C8\", \"asset\": \"USDC\", \"supply_apy\": 4.094, \"risk_adjusted_apy\": 4.094, \"grade\": \"A\", \"expected_earnings\": 40.94, \"penalties\": []}, \"markets\": [{\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USDC\", \"underlying\": \"0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d\", \"market\": \"0xecA88125a5ADbe82614ffC12D0DB554E2e2867C8\", \"decimals\": 18, \"supply_apy\": 4.094, \"borrow_apy\": 5.5509, \"utilization\": 82.5229, \"liquidity\": 6754905.08, \"total_supplied\": 38650005.6, \"price\": 0.99983, \"risk_adjusted_apy\": 4.094, \"base_apy\": 4.094, \"grade\": \"A\", \"excluded\": null, \"penalties\": [], \"history_7d\": null, \"expected_earnings\": 40.94}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USDT\", \"underlying\": \"0x55d398326f99059fF775485246999027B3197955\", \"market\": \"0xfD5840Cd36d94D7229439859C0112a4185BC0255\", \"decimals\": 18, \"supply_apy\": 3.4537, \"borrow_apy\": 5.0952, \"utilization\": 75.9136, \"liquidity\": 43018035.66, \"total_supplied\": 178598053.58, \"price\": 0.99887, \"risk_adjusted_apy\": 3.4537, \"base_apy\": 3.4537, \"grade\": \"A\", \"excluded\": null, \"penalties\": [], \"history_7d\": null, \"expected_earnings\": 34.54}, {\"protocol\": \"Aave V3\", \"chain_id\": 56, \"asset\": \"USDC\", \"underlying\": \"0x8AC76a51cc950d9822D68b83fE1Ad97B32Cd580d\", \"market\": \"0x00901a076785e0906d1028c7d6372d247bec7d61\", \"decimals\": 18, \"supply_apy\": 3.2287, \"borrow_apy\": 4.2911, \"utilization\": 84.0222, \"liquidity\": 2207350.77, \"total_supplied\": 13815143.97, \"price\": 0.99986, \"risk_adjusted_apy\": 3.2287, \"base_apy\": 3.2287, \"grade\": \"A\", \"excluded\": null, \"penalties\": [], \"history_7d\": null, \"expected_earnings\": 32.29}, {\"protocol\": \"Aave V3\", \"chain_id\": 56, \"asset\": \"USDT\", \"underlying\": \"0x55d398326f99059fF775485246999027B3197955\", \"market\": \"0xa9251ca9DE909CB71783723713B21E4233fbf1B1\", \"decimals\": 18, \"supply_apy\": 3.0935, \"borrow_apy\": 4.1999, \"utilization\": 82.2784, \"liquidity\": 11548278.32, \"total_supplied\": 65165072.59, \"price\": 0.99886, \"risk_adjusted_apy\": 3.0935, \"base_apy\": 3.0935, \"grade\": \"A\", \"excluded\": null, \"penalties\": [], \"history_7d\": null, \"expected_earnings\": 30.93}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"FDUSD\", \"underlying\": \"0xc5f0f7b66764F6ec8C8Dff7BA683102295E16409\", \"market\": \"0xC4eF4229FEc74Ccfe17B2bdeF7715fAC740BA0ba\", \"decimals\": 18, \"supply_apy\": 2.9408, \"borrow_apy\": 5.8383, \"utilization\": 56.7528, \"liquidity\": 2511482.42, \"total_supplied\": 5807268.49, \"price\": 0.99769, \"risk_adjusted_apy\": 2.4598, \"base_apy\": 2.9408, \"grade\": \"B\", \"excluded\": null, \"penalties\": [{\"pp\": 0.231, \"reason\": \"oracle price $0.9977, 0.23% off the peg\"}, {\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": null, \"expected_earnings\": 29.41}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"DAI\", \"underlying\": \"0x1AF3F329e8BE154074D8769D1FFa4eE058B1DBc3\", \"market\": \"0x334b3eCB4DCa3593BCCC3c7EBD1A1C1d1780FBF1\", \"decimals\": 18, \"supply_apy\": 2.4322, \"borrow_apy\": 5.3026, \"utilization\": 51.6772, \"liquidity\": 775436.78, \"total_supplied\": 1604700.97, \"price\": 0.99953, \"risk_adjusted_apy\": 2.1822, \"base_apy\": 2.4322, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": null, \"expected_earnings\": 24.32}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USD1\", \"underlying\": \"0x8d0D000Ee44948FC98c9B98A4FA4921476f08B0d\", \"market\": \"0x0C1DA220D301155b87318B90692Da8dc43B67340\", \"decimals\": 18, \"supply_apy\": 1.6846, \"borrow_apy\": 4.8322, \"utilization\": 47.1988, \"liquidity\": 507476.66, \"total_supplied\": 961107.87, \"price\": 0.99859, \"risk_adjusted_apy\": 1.4346, \"base_apy\": 1.6846, \"grade\": \"A\", \"excluded\": null, \"penalties\": [{\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": null, \"expected_earnings\": 16.85}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"U\", \"underlying\": \"0xcE24439F2D9C6a2289F741120FE202248B666666\", \"market\": \"0x3d5E269787d562b74aCC55F18Bd26C5D09Fa245E\", \"decimals\": 18, \"supply_apy\": 1.96, \"borrow_apy\": 3.7393, \"utilization\": 58.7467, \"liquidity\": 13572132.86, \"total_supplied\": 32899487.23, \"price\": 0.99928, \"risk_adjusted_apy\": 1.36, \"base_apy\": 1.96, \"grade\": \"B\", \"excluded\": null, \"penalties\": [{\"pp\": 0.6, \"reason\": \"newer or synthetic dollar\"}], \"history_7d\": null, \"expected_earnings\": 19.6}, {\"protocol\": \"Aave V3\", \"chain_id\": 56, \"asset\": \"FDUSD\", \"underlying\": \"0xc5f0f7b66764F6ec8C8Dff7BA683102295E16409\", \"market\": \"0x75bd1A659bdC62e4C313950d44A2416faB43E785\", \"decimals\": 18, \"supply_apy\": 1.7419, \"borrow_apy\": 3.9957, \"utilization\": 88.1533, \"liquidity\": 65895.3, \"total_supplied\": 556234.56, \"price\": 0.99769, \"risk_adjusted_apy\": 0.7049, \"base_apy\": 1.7419, \"grade\": \"C\", \"excluded\": null, \"penalties\": [{\"pp\": 0.252, \"reason\": \"utilization 88.2%: exits depend on repayments\"}, {\"pp\": 0.304, \"reason\": \"position is 1.5% of withdrawable liquidity\"}, {\"pp\": 0.231, \"reason\": \"oracle price $0.9977, 0.23% off the peg\"}, {\"pp\": 0.25, \"reason\": \"smaller issuer\"}], \"history_7d\": null, \"expected_earnings\": 17.42}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"USDe\", \"underlying\": \"0x5d3a1Ff2b6BAb83b63cd9AD0787074081a52ef34\", \"market\": \"0x74ca6930108F775CC667894EEa33843e691680d7\", \"decimals\": 18, \"supply_apy\": 1.4922, \"borrow_apy\": 3.9232, \"utilization\": 51.3175, \"liquidity\": 18047.07, \"total_supplied\": 37070.98, \"price\": 0.99886, \"risk_adjusted_apy\": -0.2158, \"base_apy\": 1.4922, \"grade\": \"C\", \"excluded\": null, \"penalties\": [{\"pp\": 1.108, \"reason\": \"position is 5.5% of withdrawable liquidity\"}, {\"pp\": 0.6, \"reason\": \"newer or synthetic dollar\"}], \"history_7d\": null, \"expected_earnings\": 14.92}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"lisUSD\", \"underlying\": \"0x0782b6d8c4551B9760e74c0545a9bCD90bdc41E5\", \"market\": \"0x689E0daB47Ab16bcae87Ec18491692BF621Dc6Ab\", \"decimals\": 18, \"supply_apy\": 0.0, \"borrow_apy\": 0.0, \"utilization\": 24.9028, \"liquidity\": 268225.12, \"total_supplied\": 357170.58, \"price\": 0.99759, \"risk_adjusted_apy\": -0.841, \"base_apy\": 0.0, \"grade\": null, \"excluded\": \"pays nothing: no borrow demand\", \"penalties\": [{\"pp\": 0.241, \"reason\": \"oracle price $0.9976, 0.24% off the peg\"}, {\"pp\": 0.6, \"reason\": \"newer or synthetic dollar\"}], \"history_7d\": null, \"expected_earnings\": 0.0}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"BUSD\", \"underlying\": \"0xe9e7CEA3DedcA5984780Bafc599bD69ADd087D56\", \"market\": \"0x95c78222B3D6e262426483D42CfA53685A67Ab9D\", \"decimals\": 18, \"supply_apy\": 0.0, \"borrow_apy\": 0.0, \"utilization\": 0.0449, \"liquidity\": 817106.28, \"total_supplied\": 817253.67, \"price\": 1.0, \"risk_adjusted_apy\": -1.5, \"base_apy\": 0.0, \"grade\": null, \"excluded\": \"pays nothing: no borrow demand\", \"penalties\": [{\"pp\": 1.5, \"reason\": \"deprecated or thinly backed stablecoin\"}], \"history_7d\": null, \"expected_earnings\": 0.0}, {\"protocol\": \"Venus\", \"chain_id\": 56, \"asset\": \"TUSD\", \"underlying\": \"0x40af3827F39D0EAcBF4A168f8D4ee67c121D11c9\", \"market\": \"0xBf762cd5991cA1DCdDaC9ae5C638F5B5Dc3Bee6E\", \"decimals\": 18, \"supply_apy\": 0.0, \"borrow_apy\": 0.0, \"utilization\": 50.4223, \"liquidity\": 4849.03, \"total_supplied\": 9780.67, \"price\": 0.99836, \"risk_adjusted_apy\": -3.5, \"base_apy\": 0.0, \"grade\": null, \"excluded\": \"pays nothing: no borrow demand\", \"penalties\": [{\"pp\": 2.0, \"reason\": \"position is 20.6% of withdrawable liquidity\"}, {\"pp\": 1.5, \"reason\": \"deprecated or thinly backed stablecoin\"}], \"history_7d\": null, \"expected_earnings\": 0.0}], \"wallet_plan\": null, \"method\": [\"Supply APY: Venus compounds supplyRatePerBlock daily over blocks per year measured from recent blocks; Aave compounds the per-second liquidity rate.\", \"Risk-adjusted APY = base APY (spot, blended with the 7-day average when history exists) minus itemized penalties for volatility, utilization, exit liquidity, oracle depeg and issuer tier.\", \"Risk filter 'medium' admits grades A, B.\", \"Expected earnings hold today's rate constant for 365 days; swaps assume a 0.05% cost.\"], \"risks\": [\"Supply APY is variable: it moves with borrow demand every block.\", \"Smart-contract and oracle risk of Venus and Aave V3.\", \"Stablecoin issuer and depeg risk, higher for smaller stablecoins.\", \"High utilization can delay withdrawals until borrowers repay.\"], \"data_sources\": {\"chain_id\": 56, \"block\": 128864303, \"venus_comptroller\": \"0xfD36E2c2a6789Db23113685031d7F16329158384\", \"aave_v3_pool\": \"0x6807dc923806fE8Fd134338EABCA509979a7e0cB\", \"rpc\": \"https://bsc-rpc.publicnode.com\", \"read_at\": 1792552510}, \"agent_treasury\": {\"wallet\": \"0x6108C0076cF5997aCe0Ea0c92b7f90BC17243aba\", \"chain_id\": 97, \"positions\": {\"USDT\": {\"idle\": 0.0, \"supplied_to_venus\": 400.0}, \"USDC\": {\"idle\": 0.0, \"supplied_to_venus\": 569.74}, \"BUSD\": {\"idle\": 0.0, \"supplied_to_venus\": 0.0}}, \"activity\": \"https://testnet.bscscan.com/address/0x6108C0076cF5997aCe0Ea0c92b7f90BC17243aba\"}}",
"content_type": "text/plain"
},
"metadata": {
"agent": "Halong Yield",
"answer": "Supply 1,000 USDC on Venus: 4.09% APY (4.09% risk-adjusted, grade A), ahead of Aave V3 at 3.23%, about 40.94 USDC over 365 days at today's rate."
}
}Download the file · keccak256 0x1c9fd3ba53614dcd99ab6d0b0f2231bcc30c9c8cad129d210005f5bd9bf6bf98